Consumer Rights Bill — New Clause 23 — Ownership of Goods With A Charge Against Them Due to A Bill of Sale Agreement — 13 May 2014 at 16:45

Mike Freer MP, Finchley and Golders Green voted against making it so if someone purchases something they become its owner even if it has a debt secured on it as a result of a bill of sale agreement so long as they buyer was unaware of the loan.

The majority of MPs voted against a proposal that if someone purchases something they become its owner even if it has a debt secured on it as a result of a bill of sale agreement so long as they buyer was unaware of the loan.

MPs were considering the Consumer Rights Bill[1]. The text of the proposed new clause rejected in this vote was:

  • ‘(1) Where a person is a purchaser of goods subject to a bill of sale, made in connection with a regulated agreement under the Consumer Credit Act 1974, in good faith and without notice of the bill of sale, title to those goods shall pass to that person.
  • (2) A creditor is not entitled to enforce a bill of sale made in connection with a regulated agreement by recovering possession of the goods except through an order of the court.
  • (3) If goods are recovered by the creditor in contravention to subsection :(2)—
  • (a) the bill of sale will be treated as invalidly made; and
  • (b) the debtor shall be released from any outstanding liability under the regulated agreement.
  • (4) If the creditor has disposed of goods taken in contravention of subsection (2) the debtor shall be compensated to the value of those goods

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Debate in Parliament | Source |

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Party Summary

Votes by party, red entries are votes against the majority for that party.

What is Tell? '+1 tell' means that in addition one member of that party was a teller for that division lobby.

What are Boths? An MP can vote both aye and no in the same division. The boths page explains this.

What is Turnout? This is measured against the total membership of the party at the time of the vote.

PartyMajority (No)Minority (Aye)BothTurnout
Alliance0 10100.0%
Con249 (+2 tell) 0082.6%
DUP0 1012.5%
Green0 10100.0%
Independent0 1050.0%
Lab0 209 (+2 tell)081.8%
LDem44 0078.6%
PC0 30100.0%
SDLP0 1033.3%
SNP0 4066.7%
Total:293 221080.7%

Rebel Voters - sorted by party

MPs for which their vote in this division differed from the majority vote of their party. You can see all votes in this division, or every eligible MP who could have voted in this division

Sort by: Name | Constituency | Party | Vote

NameConstituencyPartyVote
no rebellions

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