Stakeholder Pensions — 13 Nov 2001 at 21:46

I beg to move,

That this House regrets the Government's failure to deliver stakeholder pensions to its target group of 'those with moderate incomes of between £10,000 and £20,000 a year'; condemns the failure to reform the obligation to purchase an annuity at age 75, which is a disincentive to taking out stakeholders and other forms of personal pension; regrets the spread of means-testing which acts as a disincentive to saving; condemns the burdens on company pension schemes which are causing employers to close them to new members; and calls on the Government to review its pension policies so as to reverse the decline in funded pensions.

I beg to move, To leave out from "House" to the end of the Question, and to add instead thereof:

'welcomes the Government's reformed framework for pensions, which ensures that today's pensioners share in the country's rising prosperity and that tomorrow's pensioners are encouraged to save for their retirement, building on the foundation of the basic state pension; believes that pensioner poverty must be tackled through the minimum income guarantee; supports the reform of SERPS to create the State Second Pension which will give more help to low paid earners and people with broken work records, such as carers and disabled people; further supports stakeholder pensions which provide a low cost, flexible option for moderate or higher earners who do not have access to a good occupational scheme; welcomes the Government's plans to ensure that pensioners with modest savings or a small occupational pension are rewarded for their thrift through the new pension credit; and supports the need for an effective system of financial regulation through the FSA and other measures to build public confidence.'.

Question put, That the original words stand part of the Question:-

The House divided: Ayes 194, Noes 328.

Debate in Parliament | Historical Hansard | Source |

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Peter AinsworthEast SurreyConaye
Sir David AmessSouthend WestCon (front bench)aye
Michael AncramDevizesCon (front bench)aye
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Mr David AtkinsonBournemouth EastConaye
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Tony BaldryBanburyCon (front bench)aye
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Peter BottomleyWorthing WestCon (front bench)aye
Mrs Virginia BottomleySouth West SurreyConaye
Graham BradyAltrincham and Sale WestCon (front bench)aye
Julian BrazierCanterburyCon (front bench)aye
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Simon BurnsWest ChelmsfordCon (front bench)aye
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John ButterfillBournemouth WestConaye
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Bill CashStoneCon (front bench)aye
Sir Sydney ChapmanChipping BarnetConaye
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James ClappisonHertsmereCon (front bench)aye
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Mr Tim CollinsWestmorland and LonsdaleConaye
Derek ConwayOld Bexley and SidcupConaye
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David CurrySkipton and RiponConaye
Quentin DaviesGrantham and StamfordCon (front bench)aye
David DavisHaltemprice and HowdenCon (front bench)aye
Jonathan DjanoglyHuntingdonCon (front bench)aye
Stephen DorrellCharnwoodConaye
Alan DuncanRutland and MeltonCon (front bench)aye
Mr Peter DuncanGalloway and Upper NithsdaleConaye
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Michael JackFyldeConaye
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Robert KeySalisburyConaye
Julie KirkbrideBromsgroveConaye
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Andrew MacKayBracknellConaye
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John MaplesStratford-on-AvonCon (front bench)aye
Michael MatesEast HampshireConaye
Francis MaudeHorshamConaye
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John StanleyTonbridge and MallingCon (front bench)aye
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Mr Ivan HendersonHarwichLabno
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Mr David HinchliffeWakefieldLabno
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Kelvin HopkinsLuton NorthLabno
Mr Alan HowarthNewport EastLab (minister)no
George HowarthKnowsley North and Sefton EastLabno
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Beverley HughesStretford and UrmstonLab (minister)no
Mr Kevin HughesDoncaster NorthLabno
Joan HumbleBlackpool North and FleetwoodLabno
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Brian JenkinsTamworthLabno
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Helen JonesWarrington NorthLabno
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Kevan JonesNorth DurhamLab (minister)no
Lynne JonesBirmingham, Selly OakLabno
Martyn JonesClwyd SouthLabno
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Alan KeenFeltham and HestonLabno
Ann KeenBrentford and IsleworthLabno
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Piara S KhabraEaling, SouthallLabno
David KidneyStaffordLabno
Peter KilfoyleLiverpool, WaltonLabno
Mr Andy KingRugby and KenilworthLabno
Ms Oona KingBethnal Green and BowLab (minister)no
Jim KnightSouth DorsetLab (minister)no
Ashok KumarMiddlesbrough South and East ClevelandLabno
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David LammyTottenhamLabno
Mrs Jackie LawrencePreseli PembrokeshireLabno
Bob LaxtonDerby NorthLabno
Mark LazarowiczEdinburgh North and LeithLab (minister)no
David LepperBrighton, PavilionLabno
Chris LeslieShipleyLab (minister)no
Tom LevittHigh PeakLabno
Ivan LewisBury SouthLab (minister)no
Mrs Helen LiddellAirdrie and ShottsLab (minister)no
Martin LintonBatterseaLabno
Tony LloydManchester CentralLabno
Andrew LoveEdmontonLab (minister)no
Ian LucasWrexhamLab (minister)no
Mr Iain LukeDundee EastLabno
Mr John LyonsStrathkelvin and BearsdenLabno
Mr Calum MacDonaldNa h-Eileanan an IarLabno
Andrew MacKinlayThurrockLabno
Denis MacShaneRotherhamLab (minister)no
Khalid MahmoodBirmingham, Perry BarrLab (minister)no
Mrs Alice MahonHalifaxLabno
Judy MallaberAmber ValleyLabno
John MannBassetlawLabno
Rob MarrisWolverhampton South WestLab (minister)no
Gordon MarsdenBlackpool SouthLabno
Dr Jim MarshallLeicester SouthLabno
Robert Marshall-AndrewsMedwayLabno
Eric MartlewCarlisleLabno
Thomas McAvoyGlasgow RutherglenLab (minister)no
Steve McCabeBirmingham, Hall GreenLab (minister)no
Chris McCaffertyCalder ValleyLabno
Ian McCartneyMakerfieldLab (minister)no
Siobhain McDonaghMitcham and MordenLab (minister)no
John Martin McDonnellHayes and HarlingtonLab (minister)no
John McFallDumbartonLab (minister)no
Anne McGuireStirlingLab (minister)no
Shona McIsaacCleethorpesLabno
Ann McKechinGlasgow MaryhillLab (minister)no
Rosemary McKennaCumbernauld and KilsythLabno
Mr Kevin McNamaraKingston upon Hull NorthLabno
Tony McNultyHarrow EastLab (minister)no
Mr Tony McWalterHemel HempsteadLabno
Mr John McWilliamBlaydonLabno
Alun MichaelCardiff South and PenarthLab (minister)no
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Andrew MillerEllesmere Port and NestonLab (minister)no
Austin MitchellGreat GrimsbyLab (minister)no
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Julie MorganCardiff NorthLabno
Elliot MorleyScunthorpeLab (minister)no
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Chris MullinSunderland SouthLabno
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Denis MurphyWansbeckLabno
Jim MurphyEast RenfrewshireLabno
Paul MurphyTorfaenLab (minister)no
Doug NaysmithBristol North WestLabno
Mr Bill O'BrienNormantonLabno
Mike O'BrienNorth WarwickshireLabno
Mr Martin O'NeillOchilLab (minister)no
Bill OlnerNuneatonLabno
Mrs Diana OrganForest of DeanLabno
Sandra OsborneAyrLabno
Albert OwenYnys MônLab (minister)no
Nick PalmerBroxtoweLabno
Ian PearsonDudley SouthLab (minister)no
Ms Linda PerhamIlford NorthLabno
Mrs Anne PickingEast LothianLabno
Mr Colin PickthallWest LancashireLabno
Mr Peter PikeBurnleyLabno
James PlaskittWarwick and LeamingtonLabno
Mr Chris PondGraveshamLabno
Greg PopeHyndburnLabno
Steve PoundEaling NorthLab (minister)no
Bridget PrenticeLewisham EastLabno
Gordon PrenticePendleLabno
John PrescottKingston upon Hull EastLab (minister)no
Dawn PrimaroloBristol SouthLab (minister)no
Gwyn ProsserDoverLabno
Ken PurchaseWolverhampton North EastLabno
Ms Joyce QuinGateshead East and Washington WestLabno
Mr Lawrie QuinnScarborough and WhitbyLabno
Bill RammellHarlowLabno
Mr Syd RapsonPortsmouth NorthLabno
Nick RaynsfordGreenwich and WoolwichLab (minister)no
John RobertsonGlasgow AnnieslandLab (minister)no
Mr Ernie RossDundee WestLabno
Frank RoyMotherwell and WishawLab (minister)no
Chris RuaneVale of ClwydLab (minister)no
Joan RuddockLewisham, DeptfordLabno
Joan RyanEnfield NorthLabno
Martin SalterReading WestLabno
Mr Malcolm SavidgeAberdeen NorthLabno
Mr Phil SawfordKetteringLabno
Jonathan R ShawChatham and AylesfordLabno
Barry SheermanHuddersfieldLab (minister)no
Jim SheridanWest RenfrewshireLabno
Alan SimpsonNottingham SouthLabno
Dennis SkinnerBolsoverLab (minister)no
Andrew SmithOxford EastLab (minister)no
Mr Chris SmithIslington South and FinsburyLabno
Geraldine SmithMorecambe and LunesdaleLabno
Jacqui SmithRedditchLab (minister)no
John SmithVale of GlamorganLabno
Mr Llew SmithBlaenau GwentLabno
Mr Clive SoleyEaling, Acton and Shepherd's BushLabno
Helen SouthworthWarrington SouthLabno
John SpellarWarleyLab (minister)no
Rachel SquireDunfermline WestLabno
Phyllis StarkeyMilton Keynes South WestLabno
Mr Gerry SteinbergCity of DurhamLabno
Mr George StevensonStoke-on-Trent SouthLabno
Mr David StewartInverness East, Nairn and LochaberLabno
Ian StewartEcclesLabno
Mr Paul StinchcombeWellingboroughLabno
Howard StoateDartfordLabno
Graham StringerManchester, BlackleyLab (minister)tellno
Gisela StuartBirmingham, EdgbastonLab (minister)no
Gerry SutcliffeBradford SouthLab (minister)no
Mark TamiAlyn and DeesideLab (minister)no
Mrs Ann TaylorDewsburyLab (minister)no
Dari TaylorStockton SouthLabno
David TaylorNorth West LeicestershireLabno
Mr Gareth ThomasClwyd WestLabno
Gareth ThomasHarrow WestLab (minister)no
Paddy TippingSherwoodLabno
Mark ToddSouth DerbyshireLabno
Don TouhigIslwynLab (minister)no
Jon TrickettHemsworthLab (minister)no
Paul TruswellPudseyLabno
Neil TurnerWiganLabno
Derek TwiggHaltonLabno
Stephen TwiggEnfield, SouthgateLab (minister)no
Mr Bill TynanHamilton SouthLabno
Joan WalleyStoke-on-Trent NorthLab (minister)no
Robert WareingLiverpool, West DerbyLabno
Mr Brian WhiteNorth East Milton KeynesLabno
Alan WhiteheadSouthampton, TestLab (minister)no
Alan WilliamsSwansea WestLabno
Betty WilliamsConwyLabno
David WinnickWalsall NorthLab (minister)no
Rosie WintertonDoncaster CentralLab (minister)no
Shaun WoodwardSt Helens SouthLab (minister)no
Phil WoolasOldham East and SaddleworthLab (minister)no
Mr Tony WorthingtonClydebank and MilngavieLabno
Mr Jimmy WrayGlasgow BailliestonLabno
Anthony D WrightGreat YarmouthLabno
David WrightTelfordLab (minister)no
Tony WrightCannock ChaseLabno
Mr Richard AllanSheffield, HallamLDem (front bench)aye
Norman BakerLewesLDem (front bench)aye
John BarrettEdinburgh WestLDemaye
Alan BeithBerwick-upon-TweedLDem (front bench)aye
Colin BreedSouth East CornwallLDemaye
Annette BrookeMid Dorset and North PooleLDem (front bench)aye
Malcolm BruceGordonLDem (front bench)aye
Paul BurstowSutton and CheamLDem (front bench)aye
Alistair CarmichaelOrkney and ShetlandLDem (front bench)aye
Mr David ChidgeyEastleighLDem (front bench)aye
Mr Brian CotterWeston-Super-MareLDem (front bench)aye
Don FosterBathLDemaye
Andrew GeorgeSt IvesLDem (front bench)aye
Sandra GidleyRomseyLDemaye
Mr Matthew GreenLudlowLDemaye
Mike HancockPortsmouth SouthLDem (front bench)aye
Evan HarrisOxford West and AbingdonLDemaye
David HeathSomerton and FromeLDem (front bench)aye
Paul HolmesChesterfieldLDemaye
Simon HughesNorth Southwark and BermondseyLDem (front bench)aye
Mr Nigel JonesCheltenhamLDemaye
Norman LambNorth NorfolkLDem (front bench)aye
David LawsYeovilLDem (front bench)aye
Michael MooreTweeddale, Ettrick and LauderdaleLDem (front bench)aye
Lembit ÖpikMontgomeryshireLDemaye
John PughSouthportLDem (front bench)aye
Alan ReidArgyll and ButeLDem (front bench)aye
Mr David RendelNewburyLDemaye
Bob RussellColchesterLDem (front bench)aye
Adrian SandersTorbayLDem (front bench)aye
Robert SmithWest Aberdeenshire and KincardineLDem (front bench)aye
Andrew StunellHazel GroveLDem (front bench)aye
Matthew TaylorTruro and St AustellLDem (front bench)aye
Dr Jenny TongeRichmond ParkLDemaye
Mr Paul TylerNorth CornwallLDemaye
Steve WebbNorthavonLDem (front bench)aye
Phil WillisHarrogate and KnaresboroughLDem (front bench)aye
Richard Younger-RossTeignbridgeLDemaye
Elfyn LlwydMeirionnydd Nant ConwyPC (front bench)no
Adam PriceCarmarthen East and DinefwrPCno
Mr Simon ThomasCeredigionPCno
Hywel WilliamsCaernarfonPC (front bench)no
Ms Annabelle EwingPerthSNPno
Angus RobertsonMoraySNP (front bench)no
Alex SalmondBanff and BuchanSNPno
Michael WeirAngusSNP (front bench)no
Pete WishartNorth TaysideSNP (front bench)no
Mr Roy BeggsEast AntrimUUPaye
David BurnsideSouth Antrimwhilst UUPaye
Sylvia HermonNorth DownUUP (front bench)aye
Martin SmythBelfast Southwhilst UUPaye

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