Welfare Reform Bill — Clause 5 — Exclusion of Up to Fifty Thousand Pounds in an ISA from Capital Used to Determine Universal Credit Eligibility — 13 Jun 2011 at 20:20

The majority of MPs voted against a proposal to exclude up to £50,000 contained within an Individual Savings Account (ISA) from the assessment of someone’s capital used to determine eligibility for Universal Credit for a person who is in work.

The capital limit, above which there would be no eligibility for Employment and Support Allowance, was subsequently set in regulations at £16,000[1]; with no exemption for any funds held in an ISA.

The motion voted on, listed as number 23, was to amend the financial conditions for receiving Universal Credit it stated[2]:

  • page 3, line 7, after ‘it’, insert
  • ‘excluding any amount in an Individual Savings Account, up to a prescribed maximum of no less than £50,000, where the claimant is in work’.

Prior to the amendment clause 5 stated[3]:

  • 5 Financial conditions
  • (1)For the purposes of section 3, the financial conditions for a single claimant are that—
  • (a)the claimant’s capital, or a prescribed part of it, is not greater than a prescribed amount, and
  • (b) the claimant’s income is such that, if the claimant were entitled to universal credit, the amount payable would not be less than any prescribed minimum.


Debate in Parliament | Source |

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Party Summary

Votes by party, red entries are votes against the majority for that party.

What is Tell? '+1 tell' means that in addition one member of that party was a teller for that division lobby.

What are Boths? An MP can vote both aye and no in the same division. The boths page explains this.

What is Turnout? This is measured against the total membership of the party at the time of the vote.

PartyMajority (No)Minority (Aye)BothTurnout
Alliance0 10100.0%
Con251 (+1 tell) 0082.4%
DUP0 3037.5%
Lab0 203 (+2 tell)079.8%
LDem48 (+1 tell) 0086.0%
PC0 30100.0%
SDLP0 2066.7%
SNP0 5083.3%
Total:299 217081.1%

Rebel Voters - sorted by party

MPs for which their vote in this division differed from the majority vote of their party. You can see all votes in this division, or every eligible MP who could have voted in this division

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no rebellions

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