National Employment Savings Trust (Amendment) Order 2015 — Removal of Contribution Limit and Transfer Restrictions — 2 Feb 2015 at 20:04

The majority of MPs voted to remove the annual contribution limit and the transfer restrictions imposed on the National Employment Savings Trust (NEST) pension scheme from 1 April 2017.

NEST is the workplace pension set up by government to ensure that all employers have access to a scheme with which to meet their automatic enrolment duties.

As well as giving more options for individuals the approved regulations allow employers to initiate the transfer, without members’ consent, of accrued rights into or out of NEST[1]

The annual NEST contribution limit for 2014/15 was £4,600.[1]

At the time of this vote the only circumstances in which funds could be transferred into a NEST pension were[2]:

  • a court has awarded you a share of an ex-spouse or civil partner’s retirement pot in a divorce or at the end of a civil partnership
  • it’s from an occupational pension scheme in which you’ve saved for more than three months but less than two years.

There was also a scheme for paying an "early leaver cash transfer" from a previous pension scheme into a NEST account.[3]

The NEST Order and Rules[4] also permitted transfers out in the case of divorce. The rules required transfers out to only be made in cases of incapacity or reaching the minimum pension age and require such transfers be to other pension schemes.

This vote was taken in the context of recently introduced greater flexibility for those reaching minimum pension age offering people a greater choices over what to do with their pension funds.[5]

The motion supported by the majority of MPs taking part in this vote was:


Debate in Parliament | Source |

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Party Summary

Votes by party, red entries are votes against the majority for that party.

What is Tell? '+1 tell' means that in addition one member of that party was a teller for that division lobby.

What are Boths? An MP can vote both aye and no in the same division. The boths page explains this.

What is Turnout? This is measured against the total membership of the party at the time of the vote.

PartyMajority (Aye)Minority (No)BothTurnout
Con222 (+1 tell) 0073.6%
DUP1 0012.5%
Green0 10100.0%
Independent0 1050.0%
Lab0 50 (+2 tell)020.2%
LDem38 (+1 tell) 0069.6%
SDLP0 1033.3%
SNP0 3050.0%
Total:261 56050.4%

Rebel Voters - sorted by party

MPs for which their vote in this division differed from the majority vote of their party. You can see all votes in this division, or every eligible MP who could have voted in this division

Sort by: Name | Constituency | Party | Vote

no rebellions

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