Consumer Rights Bill — Report — 19 Nov 2014 at 16:34
Amendment 1
Moved by Lord Stevenson of Balmacara
1: After Clause 3, insert the following new Clause-
“Consumer credit: bill of sale
(1) Where a person is a purchaser of goods subject to a bill of sale, made in connection with a regulated agreement under the Consumer Credit Act 1974, in good faith and without notice of the bill of sale, title to those goods shall pass to that person.
(2) A creditor is not entitled to enforce a bill of sale made in connection with a regulated agreement by recovering possession of the goods except through an order of the court.
(3) If goods are recovered by the creditor in contravention of subsection (2)-
(a) the bill of sale will be treated as invalidly made; and
(b) the debtor shall be released from any outstanding liability under the regulated agreement.
(4) If the creditor has disposed of goods taken in contravention of subsection (2), the debtor shall be compensated to the value of those goods.”
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